Insurance
Live Life Fully Covered
Nobody can prevent the unexpected from happening, but we can protect ourselves and our families from the financial consequences. If a child, spouse, life partner, or parent depends on you and your income, you need life and health insurance.
Everyone feels concerned for their family’s future in the event of death, disability or the need for long-term care.
The four types of insurance that most advisors recommend.
- Your Life insurance will help provide financially for your surviving dependents should you pass away unexpectedly.
- Your Health insurance protects you from the financial impacts of a serious illness or accident.
- Your Long-term Disability insurance protects you from an unexpected loss of income and the cost of care.
- Your Auto insurance protects you from the financial burden of an expensive accident.
Employer coverage of life, health and disability insurance is often your best option, but if that is unavailable, we obtain quotes from several providers and explore and negotiate provider discounts if you purchase more than one type of coverage.
WestStar Advisors will help you select the right type and amount of insurance, taking your spouse, children, age, lifestyle, and employment benefits into consideration.
The steps we take will typically include:
We assess your life insurance goals.
We opt for a reputable insurance provider.
We calculate the optimal amount of insurance coverage for you.
We select the correct policy type, such as term or universal life.
We find the policy offering the best deal to determine your premium payments.
If you are looking for insurance to meet your unique goals and circumstances, and those of your family, we will always look for the best insurance policy at a price that you can afford.
Our comprehensive analysis generates appropriate risk-management solutions for you, and is regularly revisited through life’s changing circumstances.