Holistic Financial Planning
Planning for Professionals
Let Certainty Shape Your View of Possibility
Many professionals have dreams of success, but few dreamers have a clear 360° financial roadmap to follow, and a planning process in which they trust. They’re well-informed, and have loved ones depending on them to find the best paths for their future, but they don’t know the right way to go about it.
They’re looking for greater confidence in their decisions, and answers to questions like:
Where am I now?
Where am I heading?
What paths should I follow?
Which milestones should I aim for?
What potholes do I need to avoid?
How do I get it all in balance and under control?
How do I fund today and prepare for tomorrow’s needs?
If you’re looking to answer these questions, then let’s talk about how we can help you.
We’ve seen that to live the life you choose for the rest of your life, you need a clear understanding of your financial situation, plus the ability to live within your means and take care of your future.
You need to know where you’re heading – with clear financial goals, advice you can trust, and a plan and process that targets your success.
Professionals enjoy our focused guidance, along with a regularly calibrated, road-mapped journey to their goals. You’ll learn all about money, what’s important in managing it astutely, and how to budget smartly and build and protect your all-around prosperity.
“My younger clients come to me for advice and direction on what to do to ensure a successful future. Many are entangled with their work lives and want me to help them take advantage of their stock options, investment allocation, investment taxes and so forth.”
Aaron McDermott, Financial Consultant
LET CERTAINTY SHAPE YOUR VIEW OF POSSIBILITY
To reach your goals you’ll need to make informed decisions, and without experienced guidance, you won’t know the proven paths to pick. Independent financial professionals and firms in WestStar’s network share an approach that is custom-made for professionals of all ages.
You’ll enjoy our focused guidance, along with a regularly calibrated, road-mapped journey to your goals. While we coach you through the steps, you’ll enjoy the confidence that comes with knowing that you’re doing the best you can for your future and for those you care about.
“My clients come to me needing advice and direction on what to do to ensure a successful future during and after their careers. Many are young professionals who are entangled with their work lives and want me to help them take advantage of everything available to them. This can consist of many things, such as stock options, investment allocation, investment taxes and so forth.”
Aaron McDermott, Financial Consultant.
HELPING YOU FIND THE PATH TO PROSPERITY
Financial professionals in WestStar’s network advise individuals on how to build a secure foundation for tomorrow, to accumulate wealth, and turn their life’s work into a rewarding retirement.
We start out together by defining your financial and lifestyle goals, and assessing your opportunities and risks. According to your needs, we develop and implement a holistic financial plan that addresses the following planning imperatives:
- Financial Planning
- Investment Management
- Insurance
- Tax & Social Security Planning
- Retirement Planning
- Estate Planning
We’ll always strive to balance your today’s needs with your tomorrow’s priorities.
With your financial advisor guiding the processes, you’ll see your future through a financial professional’s eyes, and so make well-informed decisions. Having assessed your situation and selected the most appropriate solutions, we bring these together on an intuitive and interactive 360° Roadmap dashboard.
Your 360° Roadmap is a strategic plan that defines your personal goals and key outcomes, pinpoints priorities, and maps the steps to reach your milestones. It makes your journey clear, measures the steps, and keeps you on track.
You get the facts at your fingertips, with all routes monitored and measured.
Your roadmap shows you where you are, where to go from there, and what to anticipate along the way. You’ll understand your options and projected outcomes, and why we believe one path is better than another.
It also sets out our strategic thinking in a clear, understandable and actionable way.
“With WestStar’s 360° financial planning approach, we start way out in the future and work backwards to illustrate the impact of different choices; this empowers clients to make astute choices of their own. Our clients find true freedom, independence and confidence: a sense of calm in knowing where they’re heading, and having a co-pilot they can count on.”
Sam Gullette, Certified Financial Planner®
Investment Management
It’s important to develop a financial planning journey that aligns with your unique goals and circumstances, and those of your family. Our open architecture affords us access to a wide spectrum of professional money managers, funds, and insurance solutions, from which we craft customized strategies that are easily understandable and tax-efficient.
We consider your investment options in developing your asset allocation model. If you’re compensated through company stock, you’re likely caught up in the complexity that comes with understanding and optimizing your earnings. We’ll help you optimize your compensation structure, and company stock programs.
Get WestStar’s Equity Compensation Guide
Our free introductory guide demystifies equity compensation, and answers your most frequently asked questions. You’ll understand how to get the best out of everything that’s offered to you.
Risk Management
Everyone feels concerned for their family’s future in the event of death, disability or the need for long-term care. Our comprehensive analysis generates appropriate risk-management solutions for you, and is regularly revisited through life’s changing circumstances.
Life insurance.
Long-term Care insurance.
Disability insurance.
Tax Advice & Social Security Planning
We provide an analysis of your tax and Social Security options. This may mean us working in concert with your tax advisor to deliver integrated advice.
Technology & tools that put you in the driver’s seat
Your financial journey is brilliantly supported with all the tools, and technology you need to target your goals. Your 360° Roadmap is robust, essential to what we do from the start, and strategically reviewed throughout our journey together, to track your progress and course-correct when necessary.
A simulator beneath the dashboard measures your plan in multiple scenarios. We can measure your probability of success, and show you your trajectory based on our recommendations.
Our technology make complex journeys simple, easy to follow, and perfectly clear.
It’s an incredible tool that brings your overall prosperity into focus: investments, risk, savings, Social Security, pension information, insurances, and more.
Our journey together begins with a discovery assessment and a sharing of knowledge.
Discovery Assessment
We look forward to introducing ourselves – whether on your turf or ours – or even online. Our discovery assessment gives us the opportunity to get to know you, to find out what matters to you, and to discuss your expectations and options.
With an understanding of your situation, dreams and concerns, we’ll work together to pursue your aspirations and address your risks. We will evaluate your assets, income, expenditure, taxes, goals, and risks. We’ll help you find the right tracks for your long-term success, and solutions that cover your short-term needs.
Our discovery process provides the platform for creating a holistic plan that incorporates 3 key contributors to your wealth and prosperity.
Investment Management
We develop a holistic financial plan that aligns with your unique goals and circumstances.
Risk Management
Our in-depth analysis generates manged risk solutions to support you through each life stage.
Tax & Social Security Planning
We analyze your tax and Social Security options. We may work in concert with your tax advisor to deliver integrated advice.
“It’s truly important to learn about every client’s situation at the beginning of a lifelong relationship. The things that matter most to them, matter to us. Their personal interests, values, and goals go beyond the financial parts of a holistic plan, and I ensure my clients give attention to having fun, creating memories and living healthy, happy and confident. These things make life prosperous.”
Jason Hewett, Financial Consultant
Relationships founded on trust
WestStar Network’s independent financial professionals believe that trust is earned. Our relationships are real, honest and candid. We say what we do, and we do what we say.
With us, you’ll always know where you’re heading, what paths to follow, which milestones to target, and how to navigate potholes in the road.
We coach you through the steps to real confidence in your decisions and your future.
Our clients enjoy independent professional financial planning and guidance over the course of decades-long relationships.
If that sounds like a relationship worth pursuing, then we would be delighted to partner with you on your pathfinding quest.